Affordable Health Insurance near East Stroudsburg, PA
Residents of East Stroudsburg are always asking where they can find affordable health insurance with reasonable premiums and sensible deductibles. HealthMarkets Randy Robert Insurance Agency knows how worried people are about the changing face of health insurance and has the answers they are looking for about available coverage they can afford.
Private, corporate and even government employers are asking their workers in East Stroudsburg and elsewhere to shoulder part of the ever-increasing cost of healthcare insurance. Some businesses are discontinuing employer-provided insurance altogether. Of course, the self-employed and small business owners are left on their own to figure out what insurance plans are offered that will fit their needs.
The Right Insurance Plan in East Stroudsburg, PA for You
HealthMarkets Randy Roberts Insurance Agency keeps abreast of the constant changes in healthcare insurance by the leading providers for East Stroudsburg and the Pocono Mountain area. They can match you with affordable health insurance products for you and your family or employees. Randy Roberts shops nationally recognized providers to offer you plans that fit your needs.
HealthMarkets serves the cities of East Stroudsburg, Stroudsburg, Bartonsville, Tannersville, Brodheadsville, Saylorsburg and the entire Pocono Mountain region. Randy Roberts looks for the best insurance at the best price. He listens to your needs so you have the coverage you want at a price you can afford.
The Right Plan is the Best Plan
There are literally dozens of insurance plans available in East Stroudsburg with a range of coverage options with varying deductibles and co pays. It's a nightmare. Randy Roberts cuts through all the confusion to clearly explain your insurance options in a way you can understand. He deals directly with the insurance companies so you can compare real policies and real prices.
No Charge to You
HealthMarkets provides this service in East Stroudsburg for free. You pay nothing for their expert help. Randy Roberts Insurance Agency works with nationally known insurance companies who specialize in high quality, affordable insurance products.
- Highmark (ACA and non ACA)
- Capital Blue Cross (ACA and non ACA)
- Geisinger (ACA and non ACA)
- United Healthcare
- Faith Based plans
Our Insurance Plans
- Individual & Family Health Insurance
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplemental Insurance
- Medicare Prescription Drug Plans
- Small Business Health Insurance
- Life Insurance
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Disability Insurance
- Accident Insurance
- Long-Term Care Insurance
- Wellness Products
Insurance Terms You Should Know
This is the amount you are responsible for before the insurance begins: the lower the deductible, the higher the monthly premium. An accident or hospital stay could quickly reach the deductible.
This is percentage you share with the insurer after the deductible is met. For example, insurance pays 80% and you pay 20% after the deductible. There is usually a maximum out of pocket amount after which the insurance covers 100%.
Copayment is what you pay directly to the provider when you visit. The copayment is usually higher for providers outside a preferred network and higher for a specialist.
Insurance plans can offer prescription plans as a policy rider at an additional cost. For someone on regular medications this coverage may be a great benefit.
Maximum Out of Pocket Cost
We want to make sure that you are comfortable with what your plan coverage and the costs you may have to pay. We help you to understand what the actual cost could be when you use your insurance.
We strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental plans can be used to fill in gaps in insurance coverage. For example, Dental and Vision plans are supplemental. Critical care and Hospitalization are other options to cover costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.
Call HealthMarkets today at (610) 419-0634 and let us find the right insurance in East Stroudsburg for you.