Find Affordable Quality Health Insurance Northeastern and Souteastern PA
Lots of folks in the Eastern areas of Pennsylvania are asking where they can find decent, affordable health insurance. Increasingly, Pennsylvania businesses are cutting peoples hours and dropping the employee health insurance plans they once gave out freely. State and federal law uncertainty and new or closing exchanges and companies make things even more confusing. People often worry they will not be able find a health plan they can afford for themselves and their loved ones.
HealthMarkets Randy Roberts Insurance Agent Jennifer Labanz knows how to circumnavigate all of the uncertainty and find you and your family quality, affordable health insurance products in the Lehigh Valley, Philadelphia metro areas, and beyond. The Randy Roberts insurance team shops the nationally recognized insurance providers to find health plans that fit your budget and your family's needs.
HealthMarkets serves the cities of Allentown, Bethlehem, Easton, Philadelphia, Lansdale, Chester, Coopersburg, Quakertown, Saucon Valley, and Pen Argyl and many more. The Randy Roberts team always looks for the best insurance for you and your situation, at the best price. Jennifer takes the time to sit down with you and listen to your needs, so you'll get the coverage you prefer at a price you can truly afford.
Choosing the Right Plan in Eastern PA
With an insurance landscape that is continually changing, you see dozens of insurance plans and options that are changing by the minute it seems. Randy Roberts Insurance Agency cuts through all the confusion. We talks directly with the insurance companies to compare their actual policies and prices and find the best fit.
No Initial Charges
Our service is free in all the areas we serve. You will not pay anything for our experts to help. We work with nationally known and regulated insurance companies who specialize in quality, affordable insurance.
- Highmark (ACA and non ACA)
- Capital Blue Cross (ACA and non ACA)
- Geisinger (ACA and non ACA)
- United Healthcare
- Faith Based plans
Available Insurance Plans in Eastern PA
- Individual & Family Health Insurance
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplemental Insurance
- Medicare Prescription Drug Plans
- Small Business Health Insurance
- Life Insurance
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Disability Insurance
- Accident Insurance
- Long-Term Care Insurance
- Wellness Products
This is the amount you are responsible for before the insurance begins: the lower the deductible, the higher the monthly premium. An accident or hospital stay could quickly reach the deductible.
This is percentage you share with the insurer after the deductible is met. For example, insurance pays 80% and you pay 20% after the deductible. There is usually a maximum out of pocket amount after which the insurance covers 100%.
Copayment is what you pay directly to the provider when you visit. The Copayment is usually higher for providers outside a preferred network and higher for a specialist.
Insurance plans can offer prescription plans as a policy rider at an additional cost. For someone on regular medications this coverage may be a great benefit.
Maximum Out of Pocket Cost
We want to make sure that you are comfortable with what your plan coverage and the costs you may have to pay. We help you to understand what the actual cost could be when you use your insurance.
We strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental plans can be used to fill in gaps in insurance coverage. For example, Dental and Vision plans are supplemental. Critical care and Hospitalization are other options to cover costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.
Call Jennifer Labanz from the Randy Roberts Insurance Agency & HealthMarkets today at (610) 965-7310 and let us find you the right insurance in Eastern Pennsylvania.