Find Affordable Quality Health Insurance in Lehigh Valley Bethlehem PA Area
There are a whole lot of eople in Bethlehem who are seeking quality, affordable health insurance for themselves or their family. More and more, local companies are cutting work hours and dropping employees health insurance altogether. State and federal laws continue to breed uncertainty, and with all the new or closing exchanges and company shifts, things are becoming even more confusing. People express doubt that they will ever be able find a health plan they can trust and afford.
At the HealthMarkets Randy Roberts Insurance Ageny, Agent Paul Rasmuson helps to navigate the uncertainty and find your family an affordable health insurance plan in Bethlehem, the surrounding Lehigh Valley, and areas beyond. The Randy Roberts team shops the most of the nationally recognized insurance providers to find plans that fit budget you and your family can afford.
HealthMarkets serves the cities of Allentown, Bethlehem, Easton, Coopersburg, Quakertown, Philadelphia, Norristown, Lebanon, Reading, and Lancaster PA. The Randy Roberts Healthmarkets team always looks for the best insurance at the best price. Paul sits down with you, listens to your concerns, and shops the plans and providers, so you find and receive the health coverage you need at the lowest possible price.
Choosing the Right Plan in the Lehigh Valley PA
With so many insurance plans and options out there that seem to be continuously changing, our team cuts through the confusion and red tape. We talk directly with the insurance companies to compare policies and get prices that will fit your budget best.
No Initial Charges for Help
Our help and service is free in Pennsylvania. You will pay nothing upfront or down the road for our expert help. We work with the nationally known insurance companies who specialize in quality, affordable insurance, so issues are avoided.
- Highmark (ACA and non ACA)
- Capital Blue Cross (ACA and non ACA)
- Geisinger (ACA and non ACA)
- United Healthcare
- Faith Based plans
Available Insurance Plans in Northamton PA
- Individual & Family Health Insurance
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplemental Insurance
- Medicare Prescription Drug Plans
- Small Business Health Insurance
- Life Insurance
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Disability Insurance
- Accident Insurance
- Long-Term Care Insurance
- Wellness Products
This is the amount you are responsible for before the insurance begins: the lower the deductible, the higher the monthly premium. An accident or hospital stay could quickly reach the deductible.
This is percentage you share with the insurer after the deductible is met. For example, insurance pays 80% and you pay 20% after the deductible. There is usually a maximum out of pocket amount after which the insurance covers 100%.
Copayment is what you pay directly to the provider when you visit. The Copayment is usually higher for providers outside a preferred network and higher for a specialist.
Insurance plans can offer prescription plans as a policy rider at an additional cost. For someone on regular medications this coverage may be a great benefit.
Maximum Out of Pocket Cost
We want to make sure that you are comfortable with what your plan coverage and the costs you may have to pay. We help you to understand what the actual cost could be when you use your insurance.
We strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental plans can be used to fill in gaps in insurance coverage. For example, Dental and Vision plans are supplemental. Critical care and Hospitalization are other options to cover costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.
Call Paul Rasmuson at HealthMarkets Randy Roberts Insurance Agency & HealthMarkets today at (610) 965-7310 and we'll find the best insurance available for you.