Health Insurance for Breinigsville PA
People in Breinigsville are wondering if they can find good and affordable health insurance. More and more Breinigsville businesses have dropped health insurance they once offered employees. State and federal law changes make things even more confusing. People struggle to find plans that are affordable and still have adequate coverage.
HealthMarkets Randy Roberts Insurance Agency offers affordable health insurance solutions for residents in Breinigsville and the Lehigh Valley. Randy Roberts knows where to find policies that fit you and your family.
HealthMarkets serves Breinigsville and the cities of Allentown, Bethlehem, Easton, Coopersburg, Northampton, and Pen Argyl. Randy Roberts knows how to find the best insurance at the best price. He takes time to get to know his clients so he can be sure he offers the best coverage available.
Choosing the Right Plan
The numbers of insurance plans and options in Breinigsville and elsewhere are continuously changing, but Randy Roberts cuts through all the confusion. He calls the companies directly and compares their policies and prices to find an insurance plan that works.
It's Completely Free
Our assistance is free to you in Breinigsville. It costs nothing to use us.
We work with nationally known insurance companies to find the quality, affordable insurance.
Our Breinigsville Providers
Highmark (ACA and non ACA)
Capital Blue Cross (ACA and non ACA)
Geisinger (ACA and non ACA)
Faith Based plans
Our Breinigsville Insurance Plans
Individual & Family Health Insurance
Medicare Advantage Plans
Medicare Supplemental Insurance
Medicare Prescription Drug Plans
Small Business Health Insurance
Critical Illness Insurance
Long-Term Care Insurance
This is amount you have to pay before the insurance takes over: the higher the deductible, the lower the monthly premium. A major accident or major illness reaches the deductible quickly.
This is percentage you share with the insurer. For example, insurance covers 80% and you pay 20% after the deductible is met. When a maximum out of pocket cost is reached, the insurance covers 100%.
Copayment is what you pay when you visit a doctor or specialist. The copayment is often higher for providers outside a preferred network and higher for a specialist.
Insurance plans can offer prescription plans as a policy rider at an additional cost. For someone on regular medications this coverage may be a great benefit.
Maximum Out of Pocket Cost
We want to make sure that you are comfortable with what your plan coverage and the costs you may have to pay. We help you to understand what the actual cost could be when you use your insurance.
We strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental plans can be used to fill in gaps in insurance coverage. For example, Dental and Vision plans are supplemental. Critical care and Hospitalization are other options to cover costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.
Call Randy Roberts at HealthMarkets today at (610) 419-0634 and let us find the right Breinigsville insurance plan for you.