Quality Health Insurance - Coopersburg PA
People in Coopersburg are talking about health insurance, wondering if they can find good and affordable coverage. Self-employed workers are on their own when shopping for a policy. Many Coopersburg employers have scaled down or dropped health insurance they once included in their pay packages. State and federal law changes make things even more confusing. People struggle to find an affordable plan that has decent coverage.
HealthMarkets Randy Roberts Insurance Agency offers affordable Coopersburg health insurance solutions for these residents in the Lehigh Valley. Randy Roberts knows where to find policies that fit you and your family.
HealthMarkets serves the people of the Lehigh Valley including areas such as Allentown, Bethlehem, Easton, Coopersburg, Northampton, and Pen Argyl. Randy Roberts knows that people want the best insurance at the best price. He gets to know his clients so he can be sure he provides the right coverage.
Choosing the Right Plan in Coopersburg
With dozens of plans and hundreds of options, Randy Roberts helps you cut through all the confusion. He calls the companies for you and compares their policies and prices to find an insurance plan that works.
It's Completely Free
Our expert services are free. It costs you nothing to use us to shop the right insurance plan for you in Coopersburg. We work with several national insurance companies to find the best quality, affordable insurance.
Our Coopersburg Health Insurance Providers
- Highmark (ACA and non ACA)
- Capital Blue Cross (ACA and non ACA)
- Geisinger (ACA and non ACA)
- United Healthcare
- Faith Based plans
Our Insurance Plans
- Individual & Family Health Insurance
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplemental Insurance
- Medicare Prescription Drug Plans
- Small Business Health Insurance
- Life Insurance
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Disability Insurance
- Accident Insurance
- Long-Term Care Insurance
- Wellness Products
This is what you have to pay before the insurance starts to pay: the higher the deductible, the lower the monthly premium. In the event of a major accident or major illness, the deductible is reached quickly.
This is cost you share with the insurer after the deductible is reached. For example, insurance may cover 80% of the medical expenses and you would pay 20%. This out of pocket cost has maximum amount after which the insurance covers 100%. Insurance companies negotiate prices with medical providers for lower rates than you would otherwise pay. They may only pay the provider $50 for a procedure that would cost you $200.
Copayment is what you pay for a doctor visit. The copayment is often higher outside a preferred provider health network and higher for a specialist. Copayments are not usually a large expense.
Most insurance plans offer prescription plans at an additional cost. If you take expensive prescription drugs, then this coverage may be a great benefit. Prescription drug insurance may also have copays that vary when you use generic or name brand drugs.
Maximum Out of Pocket Cost
We want to make sure that you are comfortable with what your plan coverage and the costs you may have to pay. We help you to understand what the actual cost could be when you use your insurance.
We strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental plans can be used to fill in gaps in insurance coverage. For example, Dental and Vision plans are supplemental. Critical care and Hospitalization are other options to cover costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.
Call Randy Roberts at HealthMarkets today at (610) 419-0634 and let us find the right Coopersburg insurance for you.