Health Insurance Northampton PA
People in Northampton are asking where they can find decent, affordable health insurance. Increasingly, Northampton businesses are dropping health insurance they used to give employees. State and federal law uncertainty make it even more confusing. People wonder if they can find plans they can afford.
HealthMarkets Randy Roberts Insurance Agency has affordable health insurance products for families in Northampton and the Lehigh Valley. Randy Roberts shops nationally recognized providers to locate plans that fit your budget and your family.
HealthMarkets serves the cities of Allentown, Bethlehem, Easton, Coopersburg, Northampton, and Pen Argyl. Randy Roberts looks for the best insurance at the best price. He listens to your needs so you have the coverage you want at a price you can afford.
Choosing the Right Plan in Northampton PA
With dozens of insurance plans and options that are continuously changing, Randy Roberts cuts through all the red tape. He talks directly with the companies to show you how he compares their policies and prices to find the best fit.
No Initial Charges
Our service is free in Northampton. You pay nothing for our expert help. We work with nationally known insurance companies who specialize in quality, affordable insurance.
- Highmark (ACA and non ACA)
- Capital Blue Cross (ACA and non ACA)
- Geisinger (ACA and non ACA)
- United Healthcare
- Faith Based plans
Available Insurance Plans in Northamton PA
- Individual & Family Health Insurance
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplemental Insurance
- Medicare Prescription Drug Plans
- Small Business Health Insurance
- Life Insurance
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Disability Insurance
- Accident Insurance
- Long-Term Care Insurance
- Wellness Products
- Insurance Glossary
This is the amount you are responsible for before the insurance begins: the lower the deductible, the higher the monthly premium. An accident or hospital stay could quickly reach the deductible.
This is percentage you share with the insurer after the deductible is met. For example, insurance pays 80% and you pay 20% after the deductible. There is usually a maximum out of pocket amount after which the insurance covers 100%.
Copayment is what you pay directly to the provider when you visit. The Copayment is usually higher for providers outside a preferred network and higher for a specialist.
Insurance plans can offer prescription plans as a policy rider at an additional cost. For someone on regular medications this coverage may be a great benefit.
Maximum Out of Pocket Cost
We want to make sure that you are comfortable with what your plan coverage and the costs you may have to pay. We help you to understand what the actual cost could be when you use your insurance.
We strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental plans can be used to fill in gaps in insurance coverage. For example, Dental and Vision plans are supplemental. Critical care and Hospitalization are other options to cover costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.