Health Insurance for You in Pen Argyl, PA
People in Pen Argyl are wondering if they can find good and affordable health insurance. More and more Pen Argyl businesses have dropped health insurance they once offered employees. State and federal law changes make things even more confusing. People struggle to find plans that are affordable and still have adequate coverage.
HealthMarkets Randy Roberts Insurance Agency offers affordable health insurance solutions for residents in Pen Argyl and the Lehigh Valley. Randy Roberts knows where to find policies that fit you and your family.
HealthMarkets serves Pen Argyl and the cities of Allentown, Bethlehem, Easton, Coopersburg, and Northampton. Randy Roberts and his agents know how to find the best insurance at the best price. They take the time to get to know their clients so they can be sure to offer the best coverage available.
Choosing Your Health Policy in Pen Argyl
There are dozens of plans and the options are always changing, but Randy Roberts cuts through all the clutter. He talks directly to the companies and shows you how their policies and prices compare to find one that fits.
And It's Free
Our assistance is free. You pay nothing for our help. We work with nationally recognized insurance carriers that serve Pen Argyl to find the quality, affordable insurance you need.
Our Pen Argyl Health Plan Providers
- Highmark (ACA and non ACA)
- Capital Blue Cross (ACA and non ACA)
- Geisinger (ACA and non ACA)
- United Healthcare
- Faith Based plans
Our Insurance Plans
- Individual & Family Health Insurance
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplemental Insurance
- Medicare Prescription Drug Plans
- Small Business Health Insurance
- Life Insurance
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Disability Insurance
- Accident Insurance
- Long-Term Care Insurance
- Wellness Products
This is amount you are responsible for before the insurance begins: the higher the deductible, the lower the monthly premium. A major accident or major illness reaches the deductible quickly.
This is percentage of the medical cost you share with the insurer. For example, if insurance covers 80% then you pay 20% after you reach the deductible. After a maximum out of pocket is reached, insurance covers 100%.
Copayment is what you pay on a visit to your doctor or specialist. The copayment is often lower for providers within a designated network and higher for a specialist.
Insurance plans can offer prescription plans as a policy rider at an additional cost. For someone on regular medications this coverage may be a great benefit.
Maximum Out of Pocket Cost
We want to make sure that plan coverage and the costs meet your needs and expectations. You don't need insurance until you need it for your and your family.
We strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental plans can be used to fill in gaps in insurance coverage. For example, Dental and Vision plans are supplemental. Critical care and Hospitalization are other options to cover costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.
Call Randy Roberts HealthMarkets Agency today at (610) 419-0634 and let us find the right insurance for you in Pen Argyl.