Affordable Health Insurance near Saylorsburg, PA
Surveys overwhelmingly show that healthcare and health insurance are a top concern among Americans. People worry about finding affordable coverage or losing the coverage they currently have. Rising premiums and deductibles along with changes in the law have made the search for health insurance in Saylorsburg and the rest of the US into a daunting task.
The Right Insurance Plan in Saylorsburg, PA for You
HealthMarkets Randy Roberts Insurance Agency has the expertise to help you compare and understand the health insurance choices that are available in Saylorsburg, Pennsylvania. HealthMarkets works directly with large reputable insurance carriers so you can compare insurance plans side by side to find health insurance that best fits your needs and budget. They can answer your questions and explain policy differences in simple terms you can really understand. HealthMarkets listens to you and provides the answers you are looking for. Randy Roberts knows what coverage the insurance carriers offer and how changes in the law will affect you and your family.
Some Saylorsburg small businesses have decided that employee health insurance is simply too expensive and they no longer offer it. Even workers for larger businesses and government are being asked to bear a larger portion of health insurance costs through greater contributions or higher co pays. This is especially true for the self-employed and independent small business owners. It's a monumental job just trying to figure out what insurance plans are available in Saylorsburg. Healthmarkets does all the hard work for you. They can show you the available insurance options in a very clear and understandable way so you know exactly the insurance coverage you are getting.
HealthMarkets Randy Roberts Insurance Agency knows about all the latest changes in health insurance and has carefully researched details in the health insurance policies in Pennsylvania. They speak directly with the leading providers in Saylorsburg and the Pocono Mountains. The insurance professional at HealthMarkets will compare plans side by side so you can easily see differences in plans from the leading health insurance providers. They work for you to match your needs and budget with the right health insurance plan.
HealthMarkets serves the residents of East Stroudsburg, Stroudsburg, Tannersville, Brodheadsville, Saylorsburg and the entire Pocono Mountain region. They know people are looking for the best insurance at the best price.
The Right Plan for You in Saylorsburg, PA
Protecting your physical and financial health is important. Going without health insurance can have disastrous consequences. The confusing number of insurance plans, deductibles and co pays should not keep you from getting proper coverage. HealthMarkets can help you understand what it all means. Randy Roberts Insurance Agency explains it all in a way you can understand. HealthMarkets stays updated with the major insurance carriers so you can make real-time comparisons and select the right plan for you.
HealthMarkets' services are always free. That's right. There is no charge for their expert advice and insurance counseling in and near Saylorsburg. Randy Roberts Insurance Agency offers you plan choices from reputable national insurance carriers who specialize in high quality, affordable insurance.
- Highmark (ACA and non ACA)
- Capital Blue Cross (ACA and non ACA)
- Geisinger (ACA and non ACA)
- United Healthcare
- Faith Based plans
Our Saylorsburg Insurance Plans
- Individual & Family Health Insurance
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplemental Insurance
- Medicare Prescription Drug Plans
- Small Business Health Insurance
- Life Insurance
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Disability Insurance
- Accident Insurance
- Long-Term Care Insurance
- Wellness Products
Health Insurance Terms You Should Know
This is the amount you are responsible for before the insurance begins: the lower the deductible, the higher the monthly premium. An accident or hospital stay could quickly reach the deductible.
This is percentage you share with the insurer after the deductible is met. For example, insurance pays 80% and you pay 20% after the deductible. There is usually a maximum out of pocket amount after which the insurance covers 100%.
Copayment is what you pay directly to the provider when you visit. The copayment is usually higher for providers outside a preferred network and higher for a specialist.
Insurance plans can offer prescription plans as a policy rider at an additional cost. For someone on regular medications this coverage may be a great benefit.
Maximum Out of Pocket Cost
We want to make sure that you are comfortable with what your plan coverage and the costs you may have to pay. We help you to understand what the actual cost could be when you use your insurance.
We strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental plans can be used to fill in gaps in insurance coverage. For example, Dental and Vision plans are supplemental. Critical care and Hospitalization are other options to cover costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.
Call HealthMarkets today at (610) 419-0634 for Saylorsburg area health insurance and let us find the best plan for you.