Affordable Health Insurance near Stroudsburg, PA in the Poconos
Research on public opinion nearly universally shows concern over health insurance is one of the most pressing concerns among Americans including residents of the Stroudsburg/Poconos area. Those who already have health insurance often worry about losing it and are concerned about rising health insurance premiums and deductibles. Those without health insurance are simply looking for the coverage they feel they need at an affordable price.
When you have question about health insurance in Stroudsburg or the Poconos PA, call Nickey Baxter at the HealthMarkets Randy Robert Insurance Agency. HealthMarkets can give you the answers you are looking for. Nickey Baxter knows how to help you find affordable coverage in this fast changing market.
Many businesses in Stroudsburg and the Poconos are finding that providing health insurance for their employees is prohibitively expensive. Because of this they may no longer be providing insurance coverage. Corporate and government workers are increasingly finding they have to shoulder increasing insurance costs. Many self-employed individuals and independent business owners often find it's a struggle just trying to figure out what insurance plans are available in Pennsylvania. Healthmarkets explains the various policies in plain language that everyone can understand so you know exactly what your coverage will or will not do for you and your family.
HealthMarkets Randy Roberts Insurance Agency has extensive research and experience. They stay current on all the latest developments with companies that offer health insurance in Pennsylvania. They are in direct contact with the leading health providers in Stroudsburg and the Pocono Mountains. We work with you to find health insurance that meets your individual and/or family needs along with your budget. The insurance experts at HealthMarkets can lay out plans side by side, so you can easily compare plans from the leading health insurance providers.
HealthMarkets serves the residents of East Stroudsburg, Stroudsburg, Bartonsville, Tannersville, Brodheadsville, Saylorsburg and the entire Pocono Mountain region. They know people are always looking for the best insurance at the best price.
The Right Insurance Plan in Stroudsburg/Poconos for You
We all need to have health insurance in place for both the expected and unexpected times. Having health insurance protects your physical and financial health. Many have found that going without insurance can have disastrous consequences. The vast array of insurance plans, deductibles, and co pays is intimidating. It's a huge endeavor to understand what it all means. Randy Roberts Insurance Agency cuts through all the confusion in a way you can understand. HealthMarkets stays connected with the major insurance carriers so you can make Real-Time comparisons and select the right Stroudsburg/Poconos area plan for you.
HealthMarkets' insurance shopping services are always Free in Stroudsburg/Poconos. There is absolutely no charge for our expert advice and insurance counseling. We offer you plan choices from reputable, national insurance carriers who specialize in high quality, affordable insurance.
- Highmark (ACA and non ACA)
- Capital Blue Cross (ACA and non ACA)
- Geisinger (ACA and non ACA)
- United Healthcare
- Faith Based plans
Our Stroudsburg/Poconos Insurance Plans
- Individual & Family Health Insurance
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplemental Insurance
- Medicare Prescription Drug Plans
- Small Business Health Insurance
- Life Insurance
- Dental Insurance
- Vision Insurance
- Critical Illness Insurance
- Disability Insurance
- Accident Insurance
- Long-Term Care Insurance
- Wellness Products
- Insurance Terms You Should Know
Health Insurance Deductible
This would be the amount of money you are responsible for before the insurance coverage begins, so the lower the deductible is, the higher the monthly premium will be. An accident or hospital stay could quickly reach the deductible.
Coinsurance is percentage of cost you share with your insurer after the deductible is met. For example, insurance pays 80% and you pay 20% after the deductible. Thankfully there is usually a maximum out of pocket amount after which the insurance covers 100%.
Most people are familar with a Copayment, which is what you pay directly to the provider when you visit. The copayment is usually higher for providers outside a preferred network and higher for a specialist.
Another coveted item in most people's minds, Insurance plans can offer prescription plans as a policy rider or at an additional cost. For someone on a schedule of regular prescription medications this coverage may provide substantial cost savings and therefore be a great benefit.
Maximum Out of Pocket Cost
We make every effort to be sure that you're comfortable with what your plan covers and the potential costs you will have to pay when health events occur. We always strive to help you understand what actual costs could be when you have to use your insurance.
Perhaps the most important thing in most people's minds, we strive to keep monthly premiums affordable without substantially changing other parts of the Health Insurance equation.
Supplemental insurance plans can be used to fill in gaps in insurance coverage for areas such as Dental and Vision. These plan types are called supplemental. Critical care and Hospitalization are additional supplemental options that cover the costs of a critical illness or a hospital visit that are not covered by other insurance. Income Protection can also be written into a plan in the event an illness leaves you unable to work for a time.
Call HealthMarkets in Stroudsburg/Poconos today at (570) 369-7820 and let us find the right health plan/insurance for you.